In memorium-Angela Roque

I would like to say a few words about the passing of our friend, Angela Roque, who passed away on September 24. Angela, who is pictured here with her kids, Bobby and Stevie, when they were little, was a wonderful friend of ours for many years.

She was a warrior who battled a particular nasty type of cancer, non-Hodgkins lymphoma, for over fifteen years. When she first told us that she had cancer, she did not show any fear or resentment about being struck with a such catastrophic disease at the young age of 37. She simply faced up to all of the frustrations and pain of having to deal with this disease with courage and dignity at all times, whether it was having to deal with chemotherapy, radiation, and a Pandora's box of drugs, therapy, doctor's office visits, and hospital stays.

In her mind, there was never a question of if she would beat cancer, it was just a question of when she would be done with it. Her doctors told her that her case was hopeless years ago, but she would time after time, shrug off their negative feedback, keep her chin up, and fight the disease. Her situation was particularly cruel because she was told many times that the disease was in "remission," but although many of us might equate "remission" with defeating the disease, it would just come back one more time, over and over and over. And Angela's reaction would, of course, be to just shrug her shoulders, and tough it out once again.

Angela raised her two kids on her own, managed to earn a good enough living to always send her kids to good schools, and live in good neighborhoods. Her kids have grown up into being handsome and intelligent young men, who are both earning a good living, and building families of their own.

When we heard that Angela had once again entered the hospital, in Phoenix, about six weeks ago, we had learned to subscribe to her way of thinking, which was that, of course, she would just beat this thing one more time. Only after she had been there for a month did we realize that this, finally, would be a battle that Angela, for the first time, might not win.

When she passed away last Thursday, she again showed strength and dignity. In fact, when my wife, Vicki, who considers Angela one of her closest friends, arrived at the hospital in Phoenix, at about 7 pm, after flying there from San Diego, Angela finally succumbed, at the young age of 51, a mere twenty minutes later. Everyone in Angela's family who was there told Vicki that Angela hung on to life until she got there, and I truly believe that this is what happened.

Angela's strength and courage are what marked her life, and made her a role model for all of us. She was a true warrior, and we will all miss her greatly. She will truly be a hard act for any of us to follow.

Happy birthday, Zook!

Sugar Magnolia, by the Grateful Dead

Sugar magnolia, blossoms blooming, heads all empty and I don't care,
Saw my baby down by the river, knew she'd have to come up soon for air.

Sweet blossom come on, under the willow, we can have high times if you'll abide
We can discover the wonders of nature, rolling in the rushes down by the riverside.

She's got everything delightful, she's got everything I need,
Takes the wheel when I'm seeing double, pays my ticket when I speed

She comes skimmin' through rays of violet, she can wade in a drop of dew,
She don't come and I don't follow, waits backstage while I sing to you.

Well, she can dance a Cajun rhythm, jump like a willys in four wheel drive.
She's a summer love for spring, fall and winter. She can make happy any man alive.

Sugar magnolia, ringing that bluebell, caught up in sunlight, come on out singing
I'll walk you in the sunshine, come on honey, come along with me.

She's got everything delightful, she's got everything I need,
A breeze in the pines and the sun and bright moonlight, lazing in the sunshine yes
indeed.

Sometimes when the cuckoo's crying, when the moon is half way down,
Sometimes when the night is dying, I take me out and I wander around, I wander
'round.

Sunshine, daydream, walking in the tall trees, going where the wind goes
Blooming like a red rose, breathing more freely,
Ride our singin', I'll walk you in the morning sunshine.  Sunshine, daydream. Sunshine,
daydream. Walking in the sunshine.

Zook! Long time, no talk. You've been gone since March 27, but it's still hard to imagine a world without you in it. I just wanted to say hello, and wish you Happy Birthday!

I know that in my case, the thought of death is depressing, because I have always been concerned that the day after I die, a lot of great things are going to happen, which, due to circumstances beyond my control, I will have to miss. I have wondered what if the day after I die, the following things happen:

• The entire world becomes Jewish, and Hebrew becomes the official language of the universe.
• Sarah Palin, Rush Limbaugh, and Joe Wilson will together be put into a kind of limbo/hell where they each can fight each other and act obnoxious, collectively, forever
• Infomercials become extinct.
• The San Diego Padres and San Diego Chargers go undefeated this year, next year, and forever.
• Stupid people are banned forever; (see you later, Sarah, Rush and Joe).

Anyway, Zook, here is a quick summary of what's happened since your departure:

• Joe Wilson? Just as stupid as the other stupid conservatives that were around six months ago.
• Everyone is going nuts about health insurance. The notion that the government may offer health insurance is causing the nut cases to come out of the woodwork, and accuse everyone who is for "the public option" of being a crazed Commie. Also, people are now convinced that the government will create "death panels" (thanks a lot Sarah) who will put Grandma and Grandpa to death, for no reason whatsover. I guess that health insurance companies are our friends now, and the big bad US government is our enemy. I know what you would say to that: Yeah, right. I now that I have had lots of experience with health insurance companies, and I find that all of them have one thing in common with all other insurance companies: minimize payments out, and maximize payments in. I have personal experience with a situation where Medicare paid for my wife's surgery, and my wonderful lovable health insurance company paid.....zero. Hmmm...who sounds more like a "death panel" now: the insurance company or the government?
• The San Diego teams? Same as before. The Padres are in last (or close to being in last), and the Chargers will probably, as you used to say, "choke" before they reach the promised land.
• Your family? Everyone looks like they are doing well. Your wife and daughter have spent some great quality time with your sister, and your Mom and Dad? They're like the Everready battery..they just take a lickin' and keep on tickin'..At last count, they have outlived Edward Kennedy, Dominic Dunne, and Michael Jackson.You might be surprised that MJ bit the dust, at age 50? Hey, the guy was injesting 40 Xanax a night, so now it would make sense to you.
• Rudeness--Everybody is getting more and more rude, Zook, but I guess you wouldn't be surprised about that. I'm sure you saw plenty of rudeness in your life, working as an insurance adjuster.
• The economy--It's probably gotten worse, since you were here, with unemployment up to 12.2% in California. We are all hoping it will get better, and at least, it looks like we are not going to be in a full-blown Depression, but finding jobs now looks really difficult, and should be for some time.

Anyway, Zook, I just wanted you to know that we are all thinking of you, and we all miss you.

Love,

Your older brother

Where America Shops--Wal-Mart

Wal-Mart may already have my soul. It's probably my second favorite place to shop (after the immortal Costco, subject of my last blog).


What is impressive about Wal-Mart is that the prices are incredibly low and you don't have to purchase "big box" quantities of everything to get a good price. But there are a few things that stand out about Wal-Mart, both in "good" and "bad" ways, which are:

• So many overweight people love to shop at Wal-Mart--I can't think of anywhere else I have shopped where there are so many people with weights in the high 200 pound and up range. One would almost think that there is a weight requirement to walk into a Wal-Mart. (Take that, you skinny b___s, few of whom I have ever seen in a Wal-Mart). Men with their bellies hanging out under their T-shirts, and women with gigantic arms and bubbling behinds in their tucked-in purple stretch pants provide a truly startling visual vibe. You would think that consuming about five donuts or more is a requirement for walking into a Wal-Mart. Anyway, if you ever feel the ground shaking the next time you visit a Wal-Mart in California, don't worry about an earthquake: it's just the floor boards creaking under the cumulative weight of all of the oversize Wal-Mart customers.
  


• So many Wal-Mart shoppers have tattoos--When you visit one of these fine establishments, it's hard to not find somebody who has tattoos: old people, teenagers, young women, middle-aged women, people in the military, college kids, everywhere you look, you see tattoos. I am probably biased against tattoos based on my age and religion (Jews are not supposed to wear tattoos, although exceptions have been made for Holocaust survivors, since, unlike the rest of tattoo wearers, they can truly say that getting their skin used like a portable etch-a-sketch machine was not their idea.) Tattoos for men? Even though I don't like them, I do get the macho factor, that getting a tattoo shows that you survived Iraq, Afghanistan, working for George Bush, being a teacher in the public school system, etc, etc. But for women, I have the visceral yecch factor. Too often as I see an attractive young woman walk by, I am thinking about how great she looks and then.....there goes the rose tattoo strategically placed just above her rear. Or, there is the little red star on the back of her otherwise dainty-looking neck. And then......drum roll....the award for the multiple ugly turn-off factor goes to....women who have gigantic snake tattoos on their arms or legs. Somewhere in America I can just picture the guy who has taken a woman home on a date, he thinks he is going to "go all the way," he takes her upstairs and then, before the magic moment, he sees two gigantic snakes with gigantic red fangs on her thighs...Then, after failure hits, she says, "OK, that's alright honey, maybe you're just tired tonight," and he says, "I just don't get it. I don't know what has gotten into me tonight." (What he should say is, "How do you expect me to perform when those two gigantic snarling cobras on your legs are waiting to dig their shiny teeth into my ____________and strangle my b___s until they look like raisins!)

• Is it good to love such a "bad" company?--We have all heard about all of the terrible things Wal-Mart does to a large collection of people: Sweatshop labor--People work overseas in sweatshops to make clothes sold by Wal-Mart for the same amount of money per day that we Americans leave as a tip in a cheap restaurant. Unions:fuhgedaboutit, Norma Rae, take a hike, Sally Field, no, we don't really like you. Medical plans for Wal-Mart employees: I hate to even think about it. They probably either have to put with no medical care at all, or a PPO plan where the deductible is equal to your first child, or an HMO plan where they get doctors who went to medical school in Guatamela and are being paid about $10 a day for the right to let you rot in their office for hours waiting for them to take a look at you. And so on...And yet, look how well Wal-Marts do, even in our crummy economy. They get loads of shoppers, especially people who look like they are not exactly high-earning Yuppie scum. They employ tons of people around the world. A Wal-Mart comes to your local shopping center and boom, what a difference. There is a mall in my area which used to be moribund, until the Wal-Mart showed up. Now, the mall parking lots are usually full, even far away from the Wal-Mart, as shoppers come out of nowhere to spend their money, and keep the other stores, next to the Wal-Mart, doing well in their businesses. As we know, including those of us who never suffered through an economics course, once consumers spend money, it enables other consumers to be employed, which in turn leads to more consumers spending money, and so on.

Maybe, as the character Gordon Gecko said in the movie, Wall Street: "Greed is good." At least as far as Wal-Mart goes. And for all of the bad things that Wal-Mart does, its customers are buying "stuff," as Thomas Friedman says in his columns, not just risky ideas, such as reverse credit swaps, derivatives, and similar products that brought America, and the entire world economic system, to its knees.

Somebody out there is planning the next Wal-Mart right now, a gigantic institution which will make "stuff", and thus employ thousands of people, or sell "stuff" to the millions of consumers of American products around the world, to help accentuate the economic recovery we are all craving. Whoever it is, go for it. America needs you!

Where America Shops--Costco

I'd like to say a few words about shopping at Costco, one of my favorite places to visit (and where I regularly spend a high percentage of my income). Outside of having such a great selection of products at great prices (provided you are willing to fill your residence top to bottom with huge quantities of toilet paper, paper plates, plastic trash bags, et al.), it is hard to match the excitement that is offered by this fine establishment.

Excitement? What can be exciting about going to Costco? Plenty, as follows:

• Can you successfully wheel your cart away from the store and into the parking lot, to where your car is located? Not always an easy task, based on my personal experience. One day I was leaving the Costco, which in my area, requires navigating past the teeming hordes snacking at the covered picnic tables and around the starving folks waiting in line for Hebrew National hot dogs (which, as we know, are God's personal favorites, although they are not kosher). Anyway, I was just entering the parking lot area, when I saw a white Cadillac, driven by an old white guy, heading rapidly in my direction. I glanced in the driver's eyes, and saw, unfortunately, a blank stare, signifying that he did not see me. I was already in his path, and, he was, literally, a few feet away, so I pushed myself away from the cart, and, he (barely) missed hitting me, and collided with my cart. The eggs that I had piled on top of the cart fell to the ground and broke. The driver then stopped and asked me if I was OK, and I signified that I was, and he offered to pay for any destroyed items, which fortunately, was limited to the $2.00 eggs that were broken. Then, incredibly, a couple of bystanders ignored me, even though I was clearly freaked about the whole thing, since I just missed serious injury, and they asked the old codger if he was OK. Unbelievable. Anyway, the moral of the story is when you enter a parking lot near a Costco and you see a car moving in your direction, pretend that you are in New York City, not Southern California; in other words, they are not going to stop for you, so assume that they are going to hit you.
  

• Avoiding collisions in the bumper car derby in the parking lot--Costco, like most successful American businesses, does its best to maximize customer access to its stores, so all of the Costcos that I have visited have the parking lot rows placed with only minimal space between them. So, the result is there are countless near misses in the parking lot nearly every time I visit a Costco. Today was typical: I waited while an SUV in front of me was stationary, waiting for somebody to leave his parking space next to the store entrance. The SUV blotted out my sight lines and I could not really tell who its occupants were waiting for. I saw one car on the left back up, then go forward again, then back up again, then go forward again, and then...nothing. I guess that they were just perfecting their parking technique. Then, I saw a car in the front row on the right start backing up, to the left. Then on the left side, I saw a car in the third row on the left start backing up, at the same time. And then, to my surprise, I saw a car in front of me, on the right, start backing up out of his parking place. I honked at him to stop, but he did not hear me, and then he missed hitting me....by a few feet. The ending was happy, since everyone was able to either get out of their parking place, or get into a parking place, without any collisions or injuries. Yes, life is a game of inches.

• Lining up to get free samples--This is perhaps the most rewarding sporting event at Costco, since, as my late brother David put it, if you do things right, you can have an entire meal at Costco by trying out the samples. The way that people do everything short of jousting for position gives the impression that those who are lining up have not eaten for a week. However, judging by the ample waistlines of those I see in line, most people that line up for samples probably have not eaten for five minutes, or less. It can also be quite suspenseful as people lick their lips in anticipation, watching as the food server first cooks the food in a microwave oven, then takes out the food, cuts it into acceptable portions, and then puts it out for the starving hordes to enjoy. I have frequently have been in the position of being second in line, for about four portions, with only one person in front of me, and then, as I get ready to reach for my sumptuous burrito slice, defeat is snatched from the jaws of victory, as the person in front of me grabs four portions, hands two to his obese six year old, one to their rather well-fed wife, and grabs the last one for themselves, leaving me to merely salivate and dream of the one that got away. Just like reaching for the American dream: oh so close but ever so far away.... No problem though: the solution is to walk up to another counter, where something that the masses don't covet, like strawberry sorbet, is being offered, and take one for oneself, and then, just to get even with Mr. Greedy who took four pieces for himself a few moments ago, you come back and go for seconds. (Oliver Twist is dead, so you don't even have to say, "Please Sir, may I have some more?")The best part of all this is that the hapless Costco employee will start on their spiel about how this fatty cholesterol-laden product is good for you , and, they will continue on their dissertation long after you have walked away, and end up talking to the air about a product that probably few people would ever eat...unless someone offered it to them for free.

You've got to love it. Shop 'til you drop!

Having fun with IOUs in California

To the left you can see a registered warrant that happens to be an IOU, in the state of California. You might ask yourself, isn't a warrant something that a court will issue for your arrest for some type of crime? Yes it is, but for those of you new to the wonderful world of California world of finance, a "registered warrant" is actually what most of us would think of as a "check," something which, normally, you could deposit in a bank.

However, if you look carefully at the picture to the left, you might notice that there are several words that differentiate this registered warrant from a check, due to the following words: "This Registered Warrant will be honored on or or after 10/2/09." Aha, that is what separates this warrant from a check, because this means that this check cannot be deposited in a bank account until 10/2/09, unless, of course, you are one of the lucky ones who has a bank that will actually take this things as payment. After July 10, a number of these elite institutions, which exist to protect and serve us all, as I discussed in my previous blog, have said that they will no longer accept such "instruments" as payment. So, one might ask, if I have been paid one of these glorious-looking pieces of paper by the state, what can I do?

Do not fret, my fellow Californians, the IOU Stressbuster is here. (I was thinking of analogizing this to "Ghostbusters," which came out in 1984, but since many of my potential readers are too young to remember this, I will not dwell on this point). So, here are some of my IOU Stressbuster solutions:

1. You may be one of the fortunate ones whose banks might opt to accept one of these sharp-looking pieces of paper as payment anyway. Le chayim! (which means to life in Hebrew). Life is good, so fret no longer.

2. The state of California has indicated that those who wish to pay their bills to the State of California may be able to take an IOU, and, voila, send it back to the State to pay their bills. The thought of doing this is delicious. Just imagine if the State of California owed you some money, and sent you, say, $30,000. What if, for example, you were a tax cheat and you owed the state of California, say, $500,000. If you were exceptionally shrewd, you could turn around and send them some of this "funny money" that you had recently received from the state back to the state in payment of your debt. But, you might ask, how can you get away with paying the state "funny money" for 30K and thus shorting the state by 470K? The answer is that with the state laying off tons of workers, and "furloughing" other workers for two or three days a month (i.e giving them unpaid leave so they can spend quality time with their families, while they are scrounging for leftover food in dumpsters since they will have virtually no money on which to live), the state audit division is probably low on employees, so, if you are really lucky, they won't notice. If they do notice, and you end up in with an immense amount of fines and penalties, you can at least be satisfied that you did your best to "take one for the team."

3. The "secondary market" option--This means that there may be people that actually want to buy and sell these warrants/IOUs. So, in other words, somebody might buy your warrant for a discount, and then sell it for a markup later on. Or, if you want to try out a different kind of "secondary market" a try, you might want to consider using an illegal poker game as a market, especially if you have lots of rich friends who have lots of money to "burn," just as many of us feel "burned" since we have to put up with this nonsense. Let's say that you enter a high-stakes poker game, and you decide to go for it, by putting up an IOU for your bet. If somebody is stupid enough to take your bet, and you lose the bet, voila! Just hand them the piece of paper, and tell them that it is a warrant, from the state of California. Remember, per our economics lesson above, all items that look like checks from the state of California actually are called warrants. However, as we know, in regards to IOUS, in this case, just because it "walks like a duck," and, in this case, it definitely smells like a duck, it may not be a duck at all, because warrants that are IOUs are not treated by banks like checks unless, you are lucky enough to have a bank that does treat the warrants which are IOUS as checks, even though they are not really checks.. Are you confused yet? I know that I am, as well as probably most people in the Great State of California. Anyway, this betting strategy is worth a try, but, just in case the people you are playing are the impatient, unfriendly, possibly violent kind, make sure that you bring your best running shoes with you to the poker game, so that you can make a timely escape if that is what the situation requires.

4. If you are one of the unfortunate ones who are stuck with many warrants/IOUS, you might consider using the warrants to construct a model of a house, since you may be among these who have found that they cannot afford the house that they are living in, meaning that such a paper IOU/warrant house is the fanciest house you will ever be able to afford. Be careful when you build your IOU/warrant house that you do not unduly damage the IOU/warrants too much, so you don't have excess damage to your house of cards/IOUS/warrants/checks when it tumbles to the ground, just as the economy of our state has being doing lately.

5. Another possibility is neatly stacking your warrants/IOUS in a vertical manner, such that the warrant/IOUS can be used as the modern equivalent of a domino rally, where the warrants can be neatly aligned all over your living room, so that as soon as you knock over one warrant/IOU, all rest of the fall over in a properly synchronized fashion. If you are really clever, you can set up your warrant/IOUS all over your residence, so that, once you have perfected your techniques, you can have the pleasure of watching the warrant/IOUS/checks (maybe) beautifully undulating everywhere you look.

6. Having IOU/warrants can be of great assistance in maintaining a clean and healthy lifestyle. You can use the IOUs to clean your shaver, and, if you cannot afford a vacuum cleaner, and perhaps, even a broom, you can use the warrants to scoop up any refuse and carefully empty it into any nearby trash bags. Remember, however, to keep the IOU/warrant in a clean and sanitary condition, in the event that you intend to have an alternative use of the IOU/warrant in the future.

7. Finally, an IOU/warrant is a fine idea for a gift. Imagine what pleasure you can give to your aunt in Wisconsin, if, in the event that you cannot afford a gift for her this year, since you have no money, you can just take the warrant, put it an envelope, and send it to her. Or, when Christmas or Hanukah rolls around, in December, since the economic situation in California may still be unresolved at this time, an IOU/warrant is truly a gift that keeps on giving.

Happy IOU Stressbusting!

Surviving in the land of IOUS

It is not easy living in California these days. Everyone is depressed and nervous for good reason. Would you accept this thing as payment?

But, let's try to look at the bright side of all of this. I am trying to do my best to make people that I meet feel good about themselves. It's not easy, but it's worth a try.

A couple of days ago, I walked into my bank, currently known as Chase Manhattan, previously known as Washington Mutual, known before that as Great American Federal, and before that, who knows? I have only lived in San Diego for twelve years, so I would have to turn to the old-timers, who might remember the beginnings of this fine institution. Anyway, I walked up to the teller to make my deposit, and I observed that this woman, probably about age 50 or so, looked quite depressed. That is hardly a surprise based on her employer's emergence from the ashes of the previous incarnations of this financial, ex-high flyer, which has lived to enjoy another day thanks to the devoted attention of we, the loving taxpayers. Unlike our financial institutions, the only stimulus packages that we have, are......I don't want to lose my G rating, so I will stop there.

This teller was quite down, perhaps because, as one Chase Home employee confided in me, her employer was trying to maximize their return on investment by several astute moves, including, first of all, taking away some of the earned vacation of some of their employees. I think that was a clever move. After all, why should we, the taxpayers, pay for time given to their employees, who are overjoyed to have this job, when they are, gasp, not working hard enough to keep us, the customers, happy?

Another brilliant move, from what I was told, is that their employees were asked to no longer have water bottles at their desks. After all, if I have come to the bank to deposit my hard-earned paycheck, watching an employee drink from a water bottle could get me so upset that I might walk away from this bank and take my multi-dollar accounts to other elite institutions across the street. Another reason for this move could be that a customer might surmise that perhaps the employees might fill their water bottle with hard liquor, and then take the liberty of swigging it while we, the customers, would watch in horror.

Finally, back in the good old days, when this bank was known as Washington Mutual, the bank decided to take away all of the safe deposit boxes of their customers in most locations. Again, a truly outstanding move. Apparently, the reason for this move was to maximize the business potential in every square inch of every branch. All that newly gained space may have contributed to the fact that the geniuses running this bank invested millions of dollars in either loans that people could barely afford, or, perhaps, placing bets, known as "reverse credit swaps," (with the entire civilized and uncivilized world's economy as collateral), that these people taking on these loans would (would not?) be able to pay their mortgages. Thanks to this move, I was forced to either take my multidollar contents of my safe deposit box and put them under my mattress, or, take my safe deposit box elsewhere. I opted for option number number two, where I got the pleasure of paying a fee for the privilege of using of another elite institution's safe deposit box.

I do feel bad picking on this institution, because it is probably no worse than the other ones, and I do appreciate that they have stuck with me for all of these years, but there are a couple of other interesting moves they have made. On the one hand, one of my accounts went below their minimum, and hence I was charged a fee for something like "inadequate balance maintained." . However, I was using another account to fund this account, and I made such transfers so often that my other account I was charged an "excess activity fee." I was told that to avoid such fees, I could make such transfers either with the teller doing the transaction , or by using an ATM machine. I suppose that this move was to prevent me from trying to do an online transaction and then suffer the indignity of being unable to access my bank account in the event some catastrophe stopping the Internet from functioning, such as the recent passing of Michael Jackson. I feel good though; I am just doing my little part to help this bank be successful in such a difficult time.

Anyway, the woman teller was wearing a very sharp looking Chase Manhattan shirt, blue with a couple of buttons and a nice collar. I complemented her and told her, "Hey, things can't be that bad. After all, you are wearing a nice shirt with Chase Manhattan insignia." Alas, she told me that her nice new shirt was actually torn in a couple of spots, and that one of the buttons was coming off, which lead me to thinking, how many times a week do these employees have to wear these shirts? Do the employees get a new shirt to wear every day, or do they have go home every night, to wash the one shirt that they have been issued, and then repeat this ritual every day to the point where their shirts start falling apart and become shabby-looking? I am afraid to inquire more into this, so I have let this one go.


Anyway, as you probably can guess, the morale of this story is : Accentuate the positive. Do your best to cheer up everyone you meet, even bank employees. You might try to do your best Michael Jackson dance moves in the bank lobby, by doing some spins, standing on your tip toes and doing some Moonwalking. You will definitely put on the smile of everyone in the bank (except for, perhaps the security guards, who might, unfortunately, deduce that you are a threat to the bank in light of your behavior, and arrest you, or even shoot you. ) But, do not fear. America will survive this economic meltdown, as long as we and all consumers keep a smile on our faces, and, as the old saying goes, "Don't let'em see you sweat."

Getting older

When I'm Sixty Four (64)
~ The Beatles

When I get older losing my hair,
Many years from now.
Will you still be sending me a valentine
Birthday greetings bottle of wine.

If I'd been out till quarter to three
Would you lock the door,
Will you still need me, will you still feed me,
When I'm sixty-four.

You'll be older too,
And if you say the word,
I could stay with you.

I could be handy, mending a fuse
When your lights have gone.
You can knit a sweater by the fireside
Sunday mornings go for a ride.

Doing the garden, digging the weeds,
Who could ask for more.
Will you still need me, will you still feed me,
When I'm sixty-four.

Every summer we can rent a cottage,
In the Isle of Wight, if it's not too dear
We shall scrimp and save
Grandchildren on your knee
Vera, Chuck & Dave

Send me a postcard, drop me a line,
Stating point of view
Indicate precisely what you mean to say
Yours sincerely, wasting away

Give me your answer, fill in a form
Mine for evermore
Will you still need me, will you still feed me,
When I'm sixty-four.


I just turned fifty-six, and my kids all had their birthdays in May and June, so I have had a lot of opportunities to consider the implications of getting older. I used to hate birthdays because they would simply be another reminder that I am getting older, with all of the negatives one thinks of when one thinks about being older: including, but not limited to, being less able, being physically ravaged, being easily tired, being burned out, leading a boring existence, having less energy, and so on. My brother's death four months ago, at age 43, changed all of that. Now I look at each birthday as a blessing, and I find myself caring less that I am getting "older."

For one thing, having three "kids," ages 25, 23, and 21, living in my house, keeps me young. As a parent, this is a great time, because my kids can hang out together, play basketball together, and, all in all, get along with each other about as well as they ever have. When they were little, my wife and I, like perhaps all parents with several kids close in age, dreamed that they would be life-long friends with each other. Then, as they got older, there were periods where such a long-term relationship seemed to be a silly dream of inexperienced parents. Now, that they are turning out to be handsome young men who conduct themselves well with most people and in most situations, I am just pleased that they are interacting with each other, for the most part, in a calm, mature and meaningful manner.

Also, interacting with my brother and sister feels a lot different now. Neither has said explicitly said anything about this, but I think that each one of us probably has a new identity: survivor. For one thing, we never dreamed that our brother would pass away at age 43 of "natural causes," although dying of congestive heart failure at such a young age hardly seems natural at all. Also, as our parents have turned 81 and 83 this year, we all realize that it is only a matter of time before we will again be thinking of ourselves as survivors; the survivors of the White family, which will eventually shrink from an original total of four siblings and two parents, by half, to only three surviving siblings. I think no one in our family thought that death would visit us so quickly; perhaps we thought it might have happened by now to our parents, who appear to be in excellent health, but are nevertheless at an advanced age where death can make a quick and unexpected appearance. This experience has had a sobering effect upon all of us.

Another aspect of getting older is the physical changes that this is supposed to bring. My deceased brother, at 43, looked quite youthful, and could have been easily mistaken for being in his 30's. My surviving brother and sister have also been blessed by the fountain of youth. I have joked for years with my sister that every year, when I see photos of her entering a riding contest, it is difficult to tell the difference between her and the teenagers who are riding their horses.

As for me, I have looked middle aged for years, as I started losing my hair in droves when I was only 22. My wife insists that I look the same year after year. I like to think that she is flattering me, but when I see photos of myself from ten or fifteen years ago, it is hard to see the difference.

Getting older thus can have a varied impact based on the individual. Some people in their 30's could pass for being in their 50's or 60's; on the other hand, we saw a guest on the Bill Maher Show last weekend who said that he was 42, and I thought that he could have easily passed for 22.

The other thing about age that stands out in my mind is how different "old" people look, to us, depending on our own age. I remember, when I was 18, how I thought that people who were 30 were old, and people of my own age, 56, were REALLY old (in fact, they might as well be dead).

What did I think that I would be doing at age 56? Of course, I would be retired (fat chance of that ever happening), and I would look OLD and BORING, just like the old fishing guy in the picture above. So how does the old fishing guy look to me know that I am old?

For one thing, he has a heckuva lot more hair than I do. At age 18, I would have told you that the guy's hair looked terrible. Now, I look at that a lot differently, since I have no hair on top of my head (although my hair has a nasty habit of appearing on the back of my head, where I can't easily see it)

More important, do I feel "old," like the old fishing guy looks to me? No, in fact I know that I am much more knowledgeable, mature and wordly than I was at the age of 18. I am not sure who said the following powerful adage: Youth is wasted on the young. How true!

As I have said to my kids, I don't really believe that one gets wiser just because one gets older. I think it is more than that. Instead, I believe as one gets older, one has so many experiences that one starts to learn from experience, by spotting the same situations happening over and over.

Another thing that strikes me is that I have outlived a lot of people who were much younger than me, most notably, Michael Jackson. When he died recently, that was an incredible moment, which felt much like the death of JFK felt to me, as a nine year old, many years ago. I found out later on that the Internet was hit by massive shutdowns as a result of his death, which is hardly surprising. Although I was hardly a fan of MJ, and I am not one of the 1.6M people who applied for tickets to his funeral ceremony at Staples Center, I was, like everyone else, shocked and saddened by his death.

MJ's is truly a sad story: a person who was probably a genius at his craft, and was blessed by amazing talent, but also had a very sad life. He said that he never had a childhood, since his dad beat him into being a star at a young age, and it appears that this factor lead to his later abuse of drugs, and abuse of young boys. To me, the saddest thing of all is that, like Elvis, he is going to be doing much better financially now that he is dead, since, in life, he had massive debts, and limited income in recent years, but now, his estate will be the beneficiary of increased sales and interest in his legacy for many years to come.

It seems that in our country, we like to drag people down in life, and then have them ascend to sainthood in their death. I can accept that as talented as he was, he was, at a minimum, eccentric and a drug addict, and, at worst, abusive of other people in a variety of ways, including sexual abuse of children. It was said that for his childlike ways, he had his father's hard-nosed business sense, which led him to fire and rehire countless business associates over and over. Perhaps the worst abuse he engaged in was of himself, apparently dying as an emaciated, miserable figure that would take stimulants to motivate himself to continue to give great performances on stage, as he did in the nights before his death, and then take an overwhelming amount of narcotics to ease his physical and emotional pain. In summary, it appears that just as some people engage in suicide by cop, he engaged in the pathetic practice of suicide by rock star, following in the footsteps of other self-abusing musical giants such as Jimi Hendrix, Jim Morrison, and Janis Joplin.

As tough as it is now to be living in an era of terrible unemployment and misery around the world, I feel fortunate to be here, and I am grateful for what I have. However, I must admit that I am sad that I have three kids that are living in a world of diminishing resources. Just as we have made tremendous strides in technology, with fantastic inventions such as the Internet and the Ipod, which have changed our life so much, we are seemingly going backwards in the necessities of life, as millions of people are unemployed. My hope is that, from the ashes of the present state of the economy, highlighted by a state, California, which is presently unable find a workable budget, the fortunes of people in America, and around the world, will rise once again as a new generation of brilliant innovators finds a way to create value out of the present void.